Not every DSCR lender is created equal. Rates, LTV caps, minimum FICO, prepayment structures, property type overlays, seasoning requirements, and short-term-rental handling all vary widely. We maintain an updated ranking of the top DSCR lenders in the United States so investors can compare programs side by side.
Top-rated DSCR lenders include Angel Oak Mortgage Solutions, Kiavi (formerly LendingHome), Visio Lending, Lima One Capital, CoreVest, Griffin Funding, and specialty non-QM shops. Each has strengths: Kiavi is fast for BRRRR investors, Visio and Lima One dominate mid-tier volume, Angel Oak has the broadest non-QM shelf, and CoreVest excels on rental portfolio blanket loans.
DSCRloans.net partners with a curated panel of wholesale DSCR lenders and brokers the best fit for each scenario. Because we shop the whole market on a single application, our clients typically save 0.25% to 0.75% versus going directly to a retail non-QM shop. Explore our full lender comparison guide, or request a rate quote to see live pricing on your specific deal.